Loan: The number of fraudulent loan cases is rising quickly at the moment. Cybercriminals use your information and papers to obtain personal loans in your name. These days, the number of fraudulent loan cases is rising quickly. Cybercriminals use your information and papers to obtain personal loans in your name.
You can use a few simple techniques while you're at home to determine whether or not there are any fraudulent loans listed in your name or on your records. Using resources like a bank statement, Aadhaar number, PAN card, and CIBIL report, this may be completed quickly.
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The CIBIL report
Your CIBIL report makes it simple to determine whether or not someone has taken out a loan in your name. Go to CIBIL's official website to view your CIBIL report. Create a new account or log in. After that, fill out the PAN card and other information to download the credit report. As soon as an unknown loan occurs, get in touch with the bank.
Pay attention to SMS alerts and bank statements
Each month, thoroughly review your SMS alerts and bank statements. Get in touch with the bank right away if you are paying an unknown EMI.
Continue to review your credit card bills
Continue to review your credit card statement if you use a standard credit card. Notify your bank of any questionable transactions. When not in use, you should keep your credit card secured or inactive.
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Monitoring service for credit
Credit monitoring services are also offered by credit bureaus. This can determine whether or not a new credit card or loan has been obtained in your name.
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