How to apply PAN card in online and offline 2025

What is a PAN card?

Generally speaking, a "PAN card" is a Permanent Account Number (PAN) card that is issued by the Indian Income Tax Department. For taxes purposes, people and entities are given a unique identifying number known as the PAN card.

The following lists the PAN Card's uses:

The income tax authority, which is overseen by the CBDT, assigns each taxpayer a unique 10-digit alphanumeric identifier known as their permanent account number (PAN).

The main goal of Pan is to keep track of financial transactions that may be subject to taxes. In order to stop tax evasion, or tax escape

Those eligible to submit a PAN application:

1.  People who receive taxable income.
2. Companies with gross receipts or sales exceeding 5lakh in the preceding year

PAN is required in these transactions. 

Filing of IT Returns: It is required of all people and organizations who qualify for income tax to submit their IT returns. The main reason people and other organizations apply for a PAN card is because it is required for filing IT returns.

Opening a bank account: Whether you want to open a current or savings account, you must have a PAN card. To open an account with any bank, whether public, private, or cooperative, a PAN card must be submitted.

Purchasing or selling a car: You must present your PAN Card information when making a purchase or sale of a car valued at more than Rs. 5,00, 000.

Applying for a credit or debit card: Regulations require that you provide your PAN card information when you apply for a credit or debit card at any bank or financial institution. If this requirement is not fulfilled, the bank will not issue the card.

Jewelry purchase: You will need to present your PAN card information at the time of purchase if you plan to purchase any kind of jewelry that costs more than Rs. 5,00,000.

Investing: Purchasing securities is seen to be a smart method to increase your money. If you're thinking about investing in securities, you'll need to provide your PAN information for any transactions over Rs. 50,000. This includes bonds, debentures, mutual funds, and stocks.

Identity Proof: A PAN card is regarded as proof of age and is recognized as legitimate identification anywhere in the nation. When applying for a passport, voter ID card, driver's license, power connection, etc., it can also be used as identification documentation.

Foreign Exchange: At the money exchange bureau, bank, or institution where you are changing your Indian currency, you must present your PAN details if you are traveling outside and want to do so.

Property: In India, a PAN card is now required for the purchase, sale, or rental of real estate. When purchasing real estate, the sales deed and any other relevant paperwork must include the buyer's and seller's PAN information in order for the transaction to be finalized.

Loans: All loan providers, including banks and other lending organizations, ask you to present your PAN information when you apply for a loan if you need one. PAN information is required for the approval of all loans, including personal and education loans.

Fixed Deposits: You will need to provide your PAN information if you intend to invest more than Rs. 50,000 in a bank's Fixed Deposit (FD). The bank will deduct TDS (Tax Deductible at Source) from the FD interest amount, therefore this is done.

Cash Deposits: You will also need to provide your PAN information if you are making a cash deposit of more than Rs. 50,000 at one time. This is consistent with the RBI's mandate, which requires banks to notify the RBI of any sizable cash deposits in order to stop money laundering.

Telephone Connections: Private cellular operators will not grant you a connection until you supply your PAN information, therefore it is required if you want to get a new phone or mobile phone connection.

Insurance Payments: In accordance with guidelines issued by the Income Tax Department, PAN card information must be provided whenever an insurance payment surpasses Rs. 50,000 annually.

HOW TO APPLY FOR A PAN CARD :

In India, you can apply for a PAN (Permanent Account Number) card by doing the following:

1. Qualifications

Verify your eligibility before applying for a PAN card. This holds true for both foreign and Indian nationals as well as organizations like trusts and corporations.

2. Documents Needed

Get the required paperwork ready, which usually consists of:

• Verification of identity: voter ID, passport, Aadhar card, etc.
• Proof of address: bank statements, utility bills, etc.
• Proof of Date of Birth: Birth certificate, certificate of school leave, etc.
• Recent passport-sized photos are required if applying offline. 

3. Select the Method of Application

A PAN card can be applied for online or offline :

Internet-Based Application (online):

• Go to the Income Tax Department's (NSDL) official website (currently Protean eGov Technologies Limited).
• Choose the option to submit a new PAN application (Form 49A).
• Complete the form and send it in.
• Online application fee payment is required.
• An acknowledgment receipt will be sent to you following payment. Print it off and mail it to the address provided, along with the required paperwork. 

Application Offline:

• Form 49A can be downloaded from the official website or picked up at a PAN application facility.
• Complete the form and affix the necessary paperwork.
• Fill out the paperwork and pay the application fee in person at the closest PAN application facility.

Monitor Your Application:

You can use the acknowledgment number to check the online status of your PAN application after it has been submitted.

Get Your PAN Card:

Your PAN card will be mailed to the address you provided on your application after it has been processed.

Extra Advice:

• To prevent delays, be sure that all of the information you supply is correct and corresponds with your papers.
• You can also apply for a PAN at the Indian embassy or consulate if you are abroad.

Always visit the official Income Tax Department website or the NSDL website for the most up-to-date details and comprehensive rules. 

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